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Your Security in Online Banking 

Consumer electronic transactions are protected under Regulation E. In brief, “Reg E” sets rules, liabilities and procedures for electronic transactions and establishes consumer protections. A summary of your protections, rights, and liabilities under “Reg E” can be found in the brochure titled YOUR DEPOSIT ACCOUNT that we gave to you when you opened your account. If you would like another copy, please Contact Us or stop in at either of our branch offices, and we will provide you with another brochure.

Business electronic transactions are protected under the Uniform Commercial Code as well as by state laws. A summary of these protections, rights, and liabilities can be found in the brochure titled UNDERSTANDING YOUR BUSINESS ACCOUNTS which you received when opening your account. Contact Us to request another copy of this brochure.

Salem Co-operative Bank is committed to preserving and protecting your information and will NEVER telephone you, send you an email, or otherwise ask you for your Online Banking credentials on an unsolicited basis.

To minimize risks resulting from Identity Theft or Identity Fraud, we recommend the following precautions for our customers who use Online Banking:

In addition to the above, Business Online Banking customers can minimize their risks by:

Please Contact Us if you notice suspicious account activity or experience customer information security related events. 


 

Mobile Banking Security

Here are some tips that will help you protect your personal privacy and financial security when using your mobile devices.


 

A Shared Responsibility

Protecting customer privacy, along with our customer’s financial assets, is at the core of our business.

The Bank will NEVER contact you by phone, e-mail or website to request your social security number, account number, passwords or PINs.  However, if you call us, we may ask for information to confirm your identity.  We encourage you to take steps to protect your confidential information as well, such as:

Please Contact Us if you notice suspicious account activity or experience customer information security-related events.

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The site you have chosen is independent from Salem Co-operative Bank. We do not control these websites and do not guarantee the accuracy, completeness and security of the information contained therein. Please be aware that the Privacy Policy of the linked website is not that of Salem Co-operative Bank’s Privacy Policy. Thank you.

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