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Home Loan Rates

Check out today's Home Loan Rates.

Home Loan Rates

Rates and APRs are subject to change without notice

All loans are subject to the Bank’s underwriting standards and credit approval. Additional restrictions may apply.
LENDER NMLS#543601

View our mortgage rates
HOME LOAN RATES
INTEREST RATE
ANNUAL PERCENTAGE
RATE (APR)
POINTS
PAYMENT PER $1,000
CONVENTIONAL MORTGAGE
30 YEAR TERM
3.125%
3.184%

-0-
$4.283
20 YEAR TERM
3.000%
3.083%
-0-
$5.546
15 YEAR TERM
2.750%
2.856%
-0-
$6.786
10 YEAR TERM
2.750%
2.905%
-0-
$9.541
FIRST TIME HOMEBUYER
30 YEAR TERM
3.000%
3.058%
-0-
$4.216
View our home equity rates
HOME EQUITY 
LOANS & LINES 
OF CREDIT
TERM
RATE
ANNUAL
PERCENTAGE
RATE (APR)
AMOUNT
PER $1000
QUALIFIERS
Variable Rate Home 
Equity Line of Credit*
5 year draw
10 year 
repayment
3.250%**
3.250%

Maximum APR 
18%
N/A
Single family 
or condo, 
primary residence.
Max LTV 80% SCB 1st mortgage. 70% not SCB 1st mortgage holder.
Minimum 
amount $10,000
15 year term / 
5 year draw
$25.00 Annual Fee *see repayment disclosure
Fixed Rate Home 
Equity Line of Credit
5 year draw
10 year 
repayment
4.990%
4.990%
N/A
Same terms as Variable Rate Home Equity Line of Credit listed above
Home Equity Loan
5 years
10 years
15 years
20 years
3.990%
4.500%
4.750%
5.000%
3.990%
4.500%
4.750%
5.000%
$18.41
$10.36
$7.77
$6.59
Single family 
or condo, 
primary residence.
Max LTV 80%
Minimum 
amount $10,000

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