The Bank will be closed on Monday January 21st in observation of Civil Rights Day/Martin Luther King Jr. Day. We will resume regular hours on our next business day.
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Home Loan Rates

Check out today's Home Loan Rates.

Home Loan Rates

Rates and APRs are subject to change without notice

All loans are subject to the Bank’s underwriting standards and credit approval. Additional restrictions may apply.
LENDER NMLS#543601

View our mortgage rates
HOME LOAN RATES
January 9, 2019
INTEREST RATE
ANNUAL PERCENTAGE
RATE (APR)
POINTS
PAYMENT PER $1,000
CONVENTIONAL MORTGAGE
30 YEAR TERM
4.125%
4.375%
4.625%
4.359%
4.524%
4.689%
2.00
1.00
-0-
$4.846
$4.992
$5.141
20 YEAR TERM
4.125%
4.250%
4.500%
4.448%
4.455%
4.588%
2.00
1.00
-0-
$6.125
$6.192
$6.326
15 YEAR TERM
3.750%
3.875%
4.125%
4.160%
4.135%
4.236%
2.00
1.00
-0-
$7.272
$7.334
$7.459
10 YEAR TERM
3.500%
3.625%
3.875%
4.090%
3.998%
4.034%
2.00
1.00
-0-
$9.888
$9.947
$10.065
FIRST TIME HOME BUYER
30 YEAR TERM
4.375%
4.438%
-0-
$4.992
View our home equity rates
HOME EQUITY 
LOANS & LINES 
OF CREDIT

December 20, 2018
TERM
RATE
ANNUAL
PERCENTAGE
RATE (APR)
AMOUNT
PER $1000
QUALIFIERS
Variable Rate Home 
Equity Line of Credit*
5 year draw
10 year 
repayment
5.000% Prime** -
.50 first 12 months
then converts to prime
5.000%

Maximum APR 
18%
N/A
Single family 
or condo, 
primary residence.
Max LTV 80%
Minimum 
amount $10,000
15 year term / 
5 year draw
$25.00 Annual Fee
Fixed Rate Home 
Equity Line of Credit
5 year draw
10 year 
repayment
5.990%
5.990%
N/A
Single family 
or condo, 
primary residence.
Max LTV 80%
Minimum 
amount $10,000
15 year term / 
5 year draw
$25.00 Annual Fee
Home Equity Loan
5 years
10 years
15 years
3.750%
4.250%
4.500%
3.750%
4.250%
4.500%
$18.30
$10.24
$7.65
Single family 
or condo, 
primary residence.
Max LTV 80%
Minimum 
amount $10,000

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