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Personal Deposit Rates & Fees

Check out today's Deposit Interest Rates & Fees.

Deposit Interest Rates 1

Rates Are Subject to Change Without Notice

View our personal deposit rates
DEPOSIT RATES

As of August 15, 2018
INTEREST
RATE
ANNUAL 
PERCENTAGE
YIELD (APY)
MINIMUM
BALANCE
TO OPEN
MINIMUM DAILY
BALANCE TO
OBTAIN APY
PERSONAL CHECKING AND NOW ACCOUNTS
Partnership Checking
.10%
.15%
.20%
.35%
.55%
.10%
.15%
.20%
.35%
.55%
$10
$10
$10
$10
$10
$.01
$10,000
$25,000
$50,000
$100,000
Totally Free Checking
none
none
$10
n/a
Senior Advantage Checking
.10%
.10%
$10
$1
NOW Checking
.10%
.10%
$10
$500
SAVINGS ACCOUNTS
Partnership Savings
.20%
.40%
.45%
.50%
1.00%
1.24%
1.34%
.20%
.40%
.45%
.50%
1.00%
1.25%
1.35%
$10
$10
$10
$10
$10
$10
$10
$.01
$10,000
$25,000
$50,000
$100,000
$250,000
$500,000
Statement Savings
.10%
.10%
$10
$1
Tiered Passbook Savings
.10%
.10%
.10%
.10%
$10
$10
$1 
$1,000
Passbook Savings
.10%
.10%
Closed
$1
Club Account
.10%
.10%
$10
$100
CERTIFICATES OF DEPOSIT
6 months
.50%
.50%
$500
$.01
12 months
1.00%
1.00%
$500
$.01
15 months special
2.25% 
2.27%
$500
$.01
18 months
1.24%
1.25%
$500
$.01
21 months special
2.72%
2.75%
$500
$.01
24 months
1.74%
1.75%
$500
$.01
30 months
1.83%
1.85%
$500
$.01
36 months
3.00%
3.04%
$500
$.01
48 months
3.00%
3.04%
$500
$.01
60 months
3.00%
3.04%
$500
$.01
INDIVIDUAL RETIREMENT ACCOUNTS 2
12 months
1.00%
1.00%
$500
$.01
15 months special
2.25%
2.27%
$500
$.01
18 months
1.24%
1.25%
$500
$.01
21 months special
2.72%
2.75%
$500
$.01
24 months
1.74%
1.75%
$500
$.01
30 months
1.83%
1.85%
$500
$.01
36 months
3.00%
3.04%
$500
$.01
48 months
3.00%
3.04%
$500
$.01
60 months
3.00%
3.04%
$500
$.01

Personal Account Fees 3

Rates Are Subject to Change Without Notice

View our personal fee schedule
ITEM
COST 
Check Printing
Cost Varies 4
Personal Money Order
$3.00
Treasurer's Check
$5.00
Certified Check
$15.00
Temporary Checks
$3.00 for ten
Deposited check or other item returned unpaid
$12.00
ATM/debit card replacement fee
$5.00
International fee - debit card
.2%
Insufficient funds including ACH preauthorized withdrawals 

Overdraft fee may be imposed for transactions by check, in-person withdrawals, ATM/Debit withdrawals or by any electronic means
$25.00
Automatic transfer fee to cover overdraft
$3.00
Account Research
$20.00/hour
Stop Payment
$25.00
Account closed within six months of opening
$5.00
IRA Trustee Transfer
$25.00
Notice of levy or other legal process
$50.00
Photocopies
$0.50/page
Excess debit transfer withdrawal fee
$10.00
Lost Passbook or Certificate
$15.00
Foreign item collection fee
             Domestic Outgoing
             Foreign Outgoing
 
$15.00
$25.00
Early Club closing fee
$5.00
Safe Deposit
             3 x 5
             3 x 10
             5 x 10
             10 x 10
             Lost key
             Drilling charge
 
$40.00
$60.00
$80.00
$100.00
$20.00
$125.00
Wire Transfer
             Domestic Incoming
             Domestic Outgoing
             Foreign Incoming               
             Foreign Outgoing
 
$5.00
$15.00
$5.00
$50.00

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