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Consumer Loan Rates

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CONSUMER LOAN RATES
TERM
RATE
ANNUAL
PERCENTAGE
RATE (APR)
AMOUNT PER 
$1,000
QUALIFIERS
VEHICLE LOANS
New 2021 
Auto Loan
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Used Auto 
Less than 2 Years Old
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Used Auto 
2 Years and Older
Call for rates
  
  
  
  
PERSONAL LOANS
Personal Loan       
Secured with SCB
Certificate of Deposit
Call for rates
  
  
  
  
Personal Loan
Unsecured
Call for rates
  
  
  
  
Overdraft Protection
Line of Credit
Open-
Ended
15%
15%
N/A
Existing SCB Checking 
Maximum loan of $5,000
Open-ended loan, no maturity.  $10.00 Annual Fee

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