Consumer Loan Rates
Check out today's Consumer Loan Rates
Check out today's Consumer Loan Rates
CONSUMER LOAN RATES As of June 18, 2018 |
TERM |
RATE |
ANNUAL PERCENTAGE RATE (APR) |
AMOUNT PER $1,000 |
QUALIFIERS |
|---|---|---|---|---|---|
VEHICLE LOANS |
|||||
New 2018 |
24mos 36mos 48mos 60mos |
4.750% 5.250% 5.750% 6.250% |
4.750% 5.250% 5.750% 6.250% |
$43.76 $30.09 $23.38 $19.45 |
10% down |
Used Auto |
24mos 36mos 48mos |
5.250% 6.750% 7.000% |
5.250% 6.750% 7.000% |
$43.99 $30.77 $23.95 |
10% down Mileage restriction may apply |
Used Auto |
24mos 36mos |
8.000% 8.250% |
8.000% 8.250% |
$45.23 $31.46 |
10% down Mileage restriction may apply |
PERSONAL LOANS |
|||||
Personal Loan Secured with SCB Certificate of Deposit |
12mos 24mos 36mos 48mos 60mos |
5.00% 5.00% 5.00% 5.00% 5.00% |
5.00% 5.00% 5.00% 5.00% 5.00% |
$85.60 $43.87 $29.97 $23.02 $18.87 |
90% loan-to-value |
Personal Loan Unsecured |
2 years |
15% |
15% |
$48.48 |
$5,000.00 maximum loan Must have an established deposit relationship with SCB |
Overdraft Protection Line of Credit |
Open- Ended |
15% |
15% |
$10.00 Annually |
Existing SCB Checking Maximum loan of $5,000 Open-ended loan, no maturity. |
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