All loans are subject to the Bank’s underwriting standards and credit approval. Additional restrictions may apply.
LENDER NMLS#543601
HOME LOAN TERMS  | INTEREST RATE | ANNUAL PERCENTAGE RATE (APR) | POINTS | PAYMENT PER $1,000 | 
|---|---|---|---|---|
HOME LOAN TERMS 30 YEAR TERM  1 Point  | INTEREST RATE 6.250%
  | ANNUAL PERCENTAGE
RATE (APR) 6.419%  | POINTS 1.00  | PAYMENT PER $1,000 $6.157  | 
HOME LOAN TERMS 30 YEAR TERM 0 Points  | INTEREST RATE 6.375%  | ANNUAL PERCENTAGE
RATE (APR) 6.448%  | POINTS -0-  | PAYMENT PER $1,000 $6.238  | 
HOME LOAN TERMS 15 YEAR TERM  | INTEREST RATE 6.125%  | ANNUAL PERCENTAGE
RATE (APR) 6.245%  | POINTS -0-  | PAYMENT PER $1,000 $8.506  | 
HOME LOAN TERMS 10 YEAR TERM  | INTEREST RATE 5.875%  | ANNUAL PERCENTAGE
RATE (APR) 6.044%  | POINTS -0-  | PAYMENT PER $1,000 $11.039  | 
HOME LOAN TERMS First Time Homebuyer  30 YEAR TERM  | INTEREST RATE 6.250%  | ANNUAL PERCENTAGE
RATE (APR) 6.323%  | POINTS -0-  | PAYMENT PER $1,000 $6.157  | 
Payments do not reflect taxes and insurance; actual payment amount may be higher.
APRs are based on loan amount of $100,000.00 with a 20% down payment.
JUMBO LOANS – At conventional rates
INVESTMENT PROPERTY – Add .50% to rate
SECOND/VACATION/CASH OUT REFINANCE – Add .25% to rate
ADJUSTABLE RATE MORTGAGE – Contact Us for Today’s Rates
Restrictions apply – see product details.
HOME EQUITY
LOANS & LINES
OF CREDIT  | TERM | ANNUAL PERCENTAGE RATE (APR) | QUALIFIERS | 
|---|---|---|---|
HOME EQUITY
LOANS & LINES
OF CREDIT Variable Rate Home
Equity Line of Credit  | TERM 10 year draw
10 year repayment  | ANNUAL
PERCENTAGE
RATE (APR) Call for rates  | QUALIFIERS Single family or condo, primary residence.
Max LTV $100,000 or less 80% LTV
$100,001+ 70% LTV
Minimum amount $10,000
20 year term / 10 year draw/ 10 year repayment
$25.00 Annual Fee  | 
HOME EQUITY
LOANS & LINES
OF CREDIT Fixed Rate Home
Equity Line of Credit  | TERM 10 year draw
10 year repayment  | ANNUAL
PERCENTAGE
RATE (APR) Call for rates  | QUALIFIERS Same terms as Variable Rate Home Equity Line of Credit listed above  | 
HOME EQUITY
LOANS & LINES
OF CREDIT Home Equity Loan  | TERM 5 years
10 years
15 years
20 years  | ANNUAL
PERCENTAGE
RATE (APR) Call for rates  | QUALIFIERS Single family or condo, primary residence.
Max LTV $100,000 or less = 80% LTV
$100,001 +=70% LTV
$25.00 annual fee
Minimum amount $10,000  | 
All loans are subject to the Bank’s underwriting standards and credit approval. Additional restrictions may apply.
RATES and APR’S ARE SUBJECT TO CHANGE WITHOUT NOTICE
Lender NMLS #543601