Please note: Our branches will be closed on Tuesday November 11th in observance of Veterans Day. We will resume regular hours on Wednesday November 12th. Thank you to all veterans for your service and sacrifices.
All loans are subject to the Bank’s underwriting standards and credit approval. Additional restrictions may apply.
LENDER NMLS#543601
HOME LOAN TERMS | INTEREST RATE | ANNUAL PERCENTAGE RATE (APR) | POINTS | PAYMENT PER $1,000 |
|---|---|---|---|---|
HOME LOAN TERMS 30 YEAR TERM 1 Point | INTEREST RATE 6.250%
| ANNUAL PERCENTAGE
RATE (APR) 6.419% | POINTS 1.00 | PAYMENT PER $1,000 $6.157 |
HOME LOAN TERMS 30 YEAR TERM 0 Points | INTEREST RATE 6.375% | ANNUAL PERCENTAGE
RATE (APR) 6.448% | POINTS -0- | PAYMENT PER $1,000 $6.238 |
HOME LOAN TERMS 15 YEAR TERM | INTEREST RATE 6.125% | ANNUAL PERCENTAGE
RATE (APR) 6.245% | POINTS -0- | PAYMENT PER $1,000 $8.506 |
HOME LOAN TERMS 10 YEAR TERM | INTEREST RATE 5.875% | ANNUAL PERCENTAGE
RATE (APR) 6.044% | POINTS -0- | PAYMENT PER $1,000 $11.039 |
HOME LOAN TERMS First Time Homebuyer 30 YEAR TERM | INTEREST RATE 6.250% | ANNUAL PERCENTAGE
RATE (APR) 6.323% | POINTS -0- | PAYMENT PER $1,000 $6.157 |
Payments do not reflect taxes and insurance; actual payment amount may be higher.
APRs are based on loan amount of $100,000.00 with a 20% down payment.
JUMBO LOANS – At conventional rates
INVESTMENT PROPERTY – Add .50% to rate
SECOND/VACATION/CASH OUT REFINANCE – Add .25% to rate
ADJUSTABLE RATE MORTGAGE – Contact Us for Today’s Rates
Restrictions apply – see product details.
HOME EQUITY
LOANS & LINES
OF CREDIT | TERM | ANNUAL PERCENTAGE RATE (APR) | QUALIFIERS |
|---|---|---|---|
HOME EQUITY
LOANS & LINES
OF CREDIT Variable Rate Home
Equity Line of Credit | TERM 10 year draw
10 year repayment | ANNUAL
PERCENTAGE
RATE (APR) Call for rates | QUALIFIERS Single family or condo, primary residence.
Max LTV $100,000 or less 80% LTV
$100,001+ 70% LTV
Minimum amount $10,000
20 year term / 10 year draw/ 10 year repayment
$25.00 Annual Fee |
HOME EQUITY
LOANS & LINES
OF CREDIT Fixed Rate Home
Equity Line of Credit | TERM 10 year draw
10 year repayment | ANNUAL
PERCENTAGE
RATE (APR) Call for rates | QUALIFIERS Same terms as Variable Rate Home Equity Line of Credit listed above |
HOME EQUITY
LOANS & LINES
OF CREDIT Home Equity Loan | TERM 5 years
10 years
15 years
20 years | ANNUAL
PERCENTAGE
RATE (APR) Call for rates | QUALIFIERS Single family or condo, primary residence.
Max LTV $100,000 or less = 80% LTV
$100,001 +=70% LTV
$25.00 annual fee
Minimum amount $10,000 |
All loans are subject to the Bank’s underwriting standards and credit approval. Additional restrictions may apply.
RATES and APR’S ARE SUBJECT TO CHANGE WITHOUT NOTICE
Lender NMLS #543601