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Home Loan Rates

Check out today's Home Loan Rates.

Home Loan Rates

Rates and APRs are subject to change without notice

All loans are subject to the Bank’s underwriting standards and credit approval. Additional restrictions may apply.
LENDER NMLS#543601

View our mortgage rates
HOME LOAN RATES
INTEREST RATE
ANNUAL PERCENTAGE
RATE (APR)
POINTS
PAYMENT PER $1,000
CONVENTIONAL MORTGAGE
30 YEAR TERM
6.500%
6.750%
6.672%
6.825%
1.00
-0-
$6.320
$6.486
15 YEAR TERM
6.500%
6.622%
-0-
$8.7111
10 YEAR TERM
6.000%
6.170%
-0-
$11.102
FIRST TIME HOMEBUYER
30 YEAR TERM
6.625%
6.699%
-0-
$6.403
View our home equity rates
HOME EQUITY 
LOANS & LINES 
OF CREDIT
TERM
RATE
ANNUAL
PERCENTAGE
RATE (APR)
AMOUNT
PER $1000
QUALIFIERS
Variable Rate Home 
Equity Line of Credit
10 year draw
10 year 
repayment



8.000%**
Prime - .50%

Prime Rate-8.500%
8.000%

Maximum APR 
18%
N/A
Single family 
or condo, 
primary residence.
Max LTV $100,000 or less 80% LTV $100,001 + 70% LTV 
Minimum 
amount $10,000
20 year term / 
10 year draw/ 10 year repay
$25.00 Annual Fee 
Fixed Rate Home 
Equity Line of Credit
10 year draw
10 year 
repayment
8.500%
8.500%
N/A
Same terms as Variable Rate Home Equity Line of Credit listed above
Home Equity Loan
5 years
10 years
15 years
20 years
6.750%
6.875%
7.000%
7.500%
6.750%
6.875%
7.000%
7.500%
$19.68
$11.54
$8.980
$8.055
Single family 
or condo, 
primary residence.
Max LTV $100,000 or less = 80% LTV $100,001 +=70% LTV
$25.00 annual fee
Minimum 
amount $10,000

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