MORTGAGE RATES September 2, 2010	INTEREST RATE	ANNUAL PERCENTAGE RATE (APR)	POINTS	PAYMENT PER $1,000
CONVENTIONAL MORTGAGE
30 Year Term Fixed Rate	4.125% 4.500% 4.750%	4.343% 4.635% 4.799%	2.000 1.000 -0-	$4.846 $5.066 $5.216
15 Year Term Fixed Rate	3.750% 4.000% 4.250%	4.132% 4.233% 4.334%	2.000 1.000 -0-	$7.272 $7.396 $7.522

RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE

                    JUMBO LOANS add .50 to rate - Ask about a conventional Jumbo Rate   *restrictions apply

                                   INVESTMENT PROPERY - Add .50% to the rate and 1.50 to the points                

                                     BEST RATE IN PROCESS - Ask for details  * some restrictions apply

APR's are based on a $100,000.00 loan amount with a 20% down payment.

Payments do not include taxes and insurance.  The actual payment amount may be higher.