Salem Co-operative Bank- Main Office                        Methuen Branch

3 South Broadway                                                          284 Merrimack Street

P. O. Box 67                                                                   Methuen , MA 01844

Salem , NH 03079-0067                                              Telephone: 978 682-1010

Telephone: 603 898-2153                                           Fax: 978 794-1900

Fax: 603 898-1760

Website: www.salemcoop.com

Email address: see Email Notice below

EMAIL NOTICE: Information sent via regular email is at risk of loss of confidentiality. We do not recommend sending confidential information such as addresses, social security numbers or account numbers. If you wish to contact us with confidential information through email, please use the secure MAILBOX or FEEDBACK by signing into Online Banking.

NON-CONFIDENTIAL EMAILS CAN BE SENT TO:

SECURITY ALERT: Be cautious of emails asking you for personal information. "Phishing" emails send users to phony websites where they are asked to update personal information such as social security, account numbers, passwords, credit card numbers, etc. Salem Co-operative Bank will never ask you to provide this information via email.

Salem Co-operative Bank

Hours of Operation

To serve you better, effective Monday April 4, 2005 Salem Co-operative Bank's

new hours of operation will be: